By host on
5/17/2012 7:38 AM
If you're late paying a bill, you'll pay dearly for your tardiness. Here's how to avoid late fees by letting someone else worry about reminding you.
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By host on
3/26/2012 10:07 AM
Somebody in China stole my debit card number and ripped me off for $474.01. I got my money back – and I have tips to help you keep yours.
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By host on
3/26/2012 10:00 AM
We've all seen the ads: Protect your credit for just $9.95 a month! Worth the money? Here are three reasons why it's not.
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By host on
1/19/2012 4:41 PM
Ever wonder what the differences between debt settlement and debt management are? This short video explains
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By host on
1/18/2012 3:14 PM
Racked up some holiday debt you've sworn to tackle in the new year? A credit counseling agency can help, and the right one might not charge you.
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By host on
1/13/2012 2:15 PM
Those old delinquent debts have long faded from your memory. But now that it's time to buy a house, will potential mortgage lenders forget about them too?
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By host on
1/10/2012 9:33 AM
About a month ago, a reader wrote to report that her credit history had been accidentally wiped out by TransUnion. It's back now, and there's a lesson in it for all of us.
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By host on
1/6/2012 2:31 PM
Breaking up is hard to do – but you can at least make the money part easier. Remember these financial steps during your divorce, and a tough time will go much smoother.
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By host on
12/19/2011 10:51 AM
Don't let a bank's computer get away with a bad decision about your good credit. Give them a call and offer them a good reason to change their mind. If you have a high credit score and a good payment history, they probably will.
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By host on
11/28/2011 9:48 AM
You have an old debt that's beyond the statute of limitations and long ago dropped off your credit history. Then one day you get a call from a debt collector insisting you pay it. Can they do that?
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By host on
11/14/2011 2:36 PM
There are a lot of misconceptions about credit scores. Some people believe everything from where they live to the color of their skin affects their score. Here's what influences scores, what doesn't, and what you can do to improve yours.
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By host on
11/14/2011 2:33 PM
Credit cards are valuable tools, but they're also misunderstood. Here's advice from someone who eats, sleeps, and breathes credit cards.
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By host on
11/8/2011 3:52 PM
Identity theft is a growing and complex problem. But there are some simple things you can do to that will foil even the most dastardly thief.
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By host on
9/9/2011 9:30 AM
If you want to keep a high credit score – which can mean lower loan rates – then you'll need to do some things that don't sound quite right at first.
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By host on
1/16/2011 1:57 AM
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make the same claims:
“Credit problems? No problem!”
“We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”
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By host on
11/29/2010 12:00 AM
Here’s a recent reader question – maybe you’ve wondered about it as well:
Do you have any idea why we are able to get a free credit report once per year, but not the credit score? Why does that cost money, especially since it seems to be part of a credit bureau report and lenders base part of their decision on the score when considering a transaction? – Susan
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By host on
8/16/2010 12:00 AM
3 Steps to Improve Your Credit History
It pays – literally – to make your credit history as appealing as possible. You know the reasons: easier access to cheaper credit, lower insurance rates; even better job prospects. So pull your credit history and start removing the blemishes you can and dealing with the ones you can’t.
The information below comes from the pages of my latest book, Life or Debt 2010.
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