By host on
5/17/2012 7:38 AM
If you're late paying a bill, you'll pay dearly for your tardiness. Here's how to avoid late fees by letting someone else worry about reminding you.
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By host on
3/26/2012 10:07 AM
Somebody in China stole my debit card number and ripped me off for $474.01. I got my money back – and I have tips to help you keep yours.
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By host on
3/5/2012 8:42 AM
There are hundreds of credit cards on the market, but who has time to read through all of their terms and conditions?
I do! That’s my job.
If you aren’t sure about which type of card you want, but are just looking for the best deal for your situation, here are the best in five major categories…
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By host on
1/19/2012 4:41 PM
Ever wonder what the differences between debt settlement and debt management are? This short video explains
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By host on
1/18/2012 3:19 PM
It wasn't the best of times, and it also wasn't the worst. But it may have been the busiest for your credit and debit cards.
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By host on
1/18/2012 3:14 PM
Racked up some holiday debt you've sworn to tackle in the new year? A credit counseling agency can help, and the right one might not charge you.
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By host on
1/13/2012 2:15 PM
Those old delinquent debts have long faded from your memory. But now that it's time to buy a house, will potential mortgage lenders forget about them too?
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By host on
12/19/2011 10:55 AM
Want to spend less? One way might be to trade in your credit card for a debit card.
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By host on
12/19/2011 10:53 AM
Still have a few gifts left to buy? Perhaps most of them? Use these tips to avoid paying retail on last-minute holiday purchases.
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By host on
12/19/2011 10:51 AM
Don't let a bank's computer get away with a bad decision about your good credit. Give them a call and offer them a good reason to change their mind. If you have a high credit score and a good payment history, they probably will.
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By host on
12/6/2011 11:03 AM
New credit card rules continue to have unintended consequences. For example, responsible adults are now finding they no longer qualify for credit cards.
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By host on
11/25/2011 9:54 AM
Here's how you can turn your holiday spending into even bigger credit card rewards than usual.
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By host on
11/21/2011 3:02 PM
If you're a senior facing financial issues, or care for one who is, here are some tips that will help.
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By host on
11/21/2011 2:48 PM
Generation Y is freaking out over finances, according to new research. That's a good thing: Their concern might motivate them to start planning.
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By host on
11/18/2011 2:43 PM
It's amazing what you can get when you just ask for it. But can it work even with greedy, heartless credit card companies? Sure – because they're not greedy and heartless.
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By host on
11/18/2011 2:40 PM
Credit cards are Santa's little helpers at holiday shopping time, but they can turn you into a grinch when the bills come due.
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By host on
11/14/2011 2:57 PM
Transferring your balance to a better credit card can save you money. But if you don't choose your new card wisely, you could end up paying more.
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By host on
11/14/2011 2:33 PM
Credit cards are valuable tools, but they're also misunderstood. Here's advice from someone who eats, sleeps, and breathes credit cards.
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By host on
11/8/2011 3:52 PM
Identity theft is a growing and complex problem. But there are some simple things you can do to that will foil even the most dastardly thief.
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By host on
11/3/2011 12:02 PM
What do you say when a cashier asks you if you want to apply for the store's credit card? First, you should say, "Maybe." Then you should do the math.
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By host on
11/2/2011 4:28 PM
America, land of the fee. Because the Dodd-Frank Act is costing big banks swipe fee revenue, they're trying to pin the loss on consumers. But public outcry, and these tips, might save you from new fees on debit cards.
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By host on
10/18/2011 9:28 AM
Using a credit card is as much about your emotions as your money. Here's what psychological researchers have learned, and how you can save money by using their results.
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By host on
10/5/2011 2:46 PM
New banking regulations mean big changes for debit card users – starting today.
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By host on
9/21/2011 10:50 AM
We've all seen the signs at the cash register: "Minimum credit card transaction $10." Is this legal? In the past, no. Now, yes. Here's a quick primer on changes in banking laws and how they affect you.
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By host on
8/16/2011 12:35 PM
Not all interest rates are created equal. The rates the Fed froze last week won't freeze your credit card interest. In fact, your own interest rates may rise.
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By host on
8/5/2011 9:14 AM
You might think your credit card's rewards program is paying you big time, but what about those sign-up bonuses? That's where the big money is.
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By host on
5/27/2011 7:11 AM
Starting in July, the new Consumer Financial Protection Bureau will start accepting complaints about deceptive and abusive financial products, from credit cards to payday loans. While you’re waiting, here are three other ways to voice your displeasure.
Source: Money Talks ( http://s.tt/12vFx)
The following post comes from lowcards.com
When you have a problem with your credit card issuer, it’s hard to find someone who can help, or sometimes, even listen. It is frustrating at best, and unresolved issues can magnify your personal financial crisis.
On July 21, the Consumer Financial Protection Bureau (CFPB) will begin accepting complaints about deceptive or abusive financial products and services....
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By host on
3/3/2011 4:40 PM
This post was written by Anisha Sekar, staff writer and credit card nerd at NerdWallet.com.
The Center for Responsible Lending recently released a study declaring the Credit CARD Act – a consumer protection law that went into effect one year ago – an unqualified success, claiming it “reversed much of the unclear...
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By host on
1/16/2011 1:55 AM
This post comes from lowcards.com.
Christmas cards and colored lights are already on sale at a number of drugstores – the holiday shopping season is about to begin. This year, if you play your reward cards right, you can quickly earn a Christmas cash bonus on your credit card for your holiday shopping.
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By host on
10/14/2010 12:00 AM
This post comes from lowcards.com.
Credit cards have become an easy target for Congressional grandstanding and
regulations, but beneath the widely criticized rates and fees lie many good
benefits that are usually hidden in the fine print.
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By host on
8/16/2010 12:00 AM
You open your credit card statement and give the charges a glance. There’s one charge that you don’t remember making, but the amount is only $5.95, and the company name looks vaguely familiar. Since your bill doesn’t include the merchant’s phone number or website address, further investigation would take more time than it’s worth. So you pay the bill and get on with your day.
That’s exactly what the scam artists were counting on.
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By host on
8/2/2010 12:00 AM
Despite legislation to make credit card terms fair and easy-to-understand for consumers, the new regulations have opened the door to changes that can make cardholders "vulnerable and uninformed."
The Pew Health Group study (entitled "Two Steps Forward: After the Card Act, Credit Cards are Safer and More Transparent–But Challenges Remain") released last week analyzed and compared the credit card marketplace before and after the CARD Act. The study reviewed credit cards offered online by the twelve largest banks and twelve largest credit unions–nearly 450 credit card offers.
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By host on
7/26/2010 12:00 AM
2009 was a difficult year for many credit card customers. Interest rates increased significantly, credit limits were slashed for millions of cardholders, issuers closed risky accounts and rewards were decreased. Many consumers wondered what would happen after the CARD Act and other regulations went into effect in 2010. Would these regulations really help consumers?
“Despite regulations, credit card issuers are still increasing rates and fees in 2010, but less dramatically than last year,” says Bill Hardekopf, CEO of LowCards.com and author of The Credit Card Guidebook.
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