Program Eligibility

The Keep Your Home California program is designed to help low and moderate income homeowners retain their homes if they have suffered a financial hardship. In order to apply, your financial situation must meet these requirements.

• Are You Low or Moderate Income? Check this Income Table and match the county you live in with your household income. Your gross family income should be less than or equal to the amount shown.
• Have You Suffered a Financial Hardship? To be eligible, you must be experiencing a financial hardship that puts you at risk of default due to changes in household circumstance such as death, illness, disability, unemployment or loss of income.

The information below will help you determine if your property and mortgage meet the basic eligibility guidelines of the program.

You can view the Program Details for a complete list of all Keep Your Home California programs and their guidelines.

You may be eligible one of the new Keep Your Home California programs if :

• You own and occupy your home as your primary residence
• Your home is located in California
• You do NOT own any additional properties
• The current unpaid principle on your first mortgage is equal or less than $729,750

If you meet the above requirements, click here to view more information about the programs available, or call a SurePath (CCCS) counselor today to set and appointment.

If you don’t meet the eligibility requirements for the Keep Your Home California programs, contact a SurePath (CCCS) counselor to learn about the other foreclosure prevention options that may be available to you. Read more about foreclosure prevention or call a counselor today 877-615-7873.