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Debt and Credit Counseling
Debt Overload – It can happen to anyone
  • Layoff
  • Divorce
  • Medical emergency
  • Too many credit cards
  • Lack of money

Whatever the reason, one day you may not have enough money to pay all your bills. Before you know it, the phone won't stop ringing with calls from bill collectors. You stop opening your mail. You're in trouble and you don't know where to turn.

We Can Help You Regain Control of Your Finances! 

  • Reduce interest
  • Lower payments
  • Reduce or waive late fees
  • Eliminate collection calls
  • One manageable monthly payment







During a confidential financial counseling session via internet, phone, or in-person, you will meet with a Certified Credit & Housing Counselor who truly cares about you and understands debt can happen to anyone.

In your session, the Certified Credit Counselor will review your current financial situation, including your income, spending patterns, debt, credit, assets and liabilities. The information will help you determine whether a debt management plan, our Debt Solver Plan, is right for you or if you can handle your situation yourself. The counselor will provide you with tips and recommendations on debt repayment and dealing with creditors.

Together you will develop a personalized Money Action Plan™, so you can do more with what you have.

Start your FREE Online Counseling.

Our Debt Solver Program is currently available in the following state(s). CA only.

If you prefer a phone or in-person appointment, call 877-615-SURE. To help you prepare for your appointment, gather your bills, credit card statements, and income information. You may find it beneficial to gather your information in our client worksheet.

Learn more about debt management with our Debt Solver Plan. Check out our new budgeting tool to help identify if you may be overspending in a certain category.


Consumer Alert!

Protect yourself when choosing an agency to help with your debt concerns. Visit some of the following sites for more information:

    Better Business Bureau
    Federal Trade Commission - How to choose a counseling agency
    Federal Trade Commission - Facts for Consumers 
    Federal Trade Commission - Alerts on Debt Settlement
    Bloomberg - Alerts on Debt Settlement
    Government Accountability Office - Alert on Debt Settlement

Informational Videos from the NFCC

Determining the Need for Counseling

What Happens in a Counseling Session

SurePath Financial Solutions, a nonprofit organization, provides caring, innovative solutions that educate and empower consumers to successfully handle immediate financial challenges and plan for their future.