• Layoff
• Divorce
• Medical emergency
• Too many credit cards
• Lack of money

Whatever the reason, one day you may not have enough money to pay all your bills. Before you know it, the phone won't stop ringing with calls from bill collectors. You stop opening your mail. You're in trouble and you don't know where to turn.


We Can Help You Regain Control of Your Finances! 

• Reduce interest
• Lower payments
• Reduce or waive late fees
• Eliminate collection calls
• One manageable monthly payment

During a confidential financial counseling session via internet, phone, or in-person, you will meet with a Certified Credit & Housing Counselor who truly cares about you and understands debt can happen to anyone.

In your session, the Certified Credit Counselor will review your current financial situation, including your income, spending patterns, debt, credit, assets and liabilities. The information will help you determine whether a debt management plan, our Debt Solver Plan, is right for you or if you can handle your situation yourself. The counselor will provide you with tips and recommendations on debt repayment and dealing with creditors.

Together you will develop a personalized Money Action Plan™, so you can do more with what you have.

Start your FREE Online Counseling.

Our Debt Solver Program is currently available in the following states. If you don't see your state listed, please check back soon as we continue to expand our services nationwide.
AZ, CA, DC, FL, HI, LA, MA, MS, NM, ND, OH, OK, TN, WA, WV AND WY

If you prefer a phone or in-person appointment, call 877-615-SURE. To help you prepare for your appointment, gather your bills, credit card statements, and income information. You may find it beneficial to gather your information in our client worksheet.

Learn more about debt management with our Debt Solver Plan.